BETA
Mr. Rowell's Code Lab
Investment Simulator
Compare
Stocks
vs.
Interest
strategies with real Canadian tax brackets.
1. Configuration
Province
British Columbia
Ontario
Alberta
Quebec
Nova Scotia
Employment Income ($)
Age Range
Initial Investment ($)
Recurring Contribution ($)
Frequency
Monthly
Annually
Contribution Timing
Start of Year (Lump Sum)
End of Year (Accumulated)
Annual Return (%)
Investment Type (Tax Mode)
Stocks/ETF (Deferred Capital Gains)
GIC/Savings (Annual Interest Income)
Advanced Settings (Limits & Compounding)
Compounding Mode
Effective Annual (Real 8.0%)
Nominal (Bank Standard ~8.3%)
Use "Nominal" to match simple online calculators.
TFSA Annual Room ($)
Inflation Rate (%)
Enforce CRA Contribution Limits (Uncheck to match simple calculators)
Run Simulation & Save Snapshot
Results are auto-saved for comparison.
2. Analysis
Dashboard
Yearly Ledger
Compare Snapshots
Show Real Buying Power (Inflation Adjusted)
No TFSA (Net)
$0
Taxes Paid:
$0
With TFSA (Net)
$0
Taxes Paid:
$0
TFSA Advantage
$0
Extra money in pocket
Download CSV
Export JSON
Import JSON
Year-by-Year Breakdown
No TFSA
With TFSA
Age
Contrib
Balance
Gain/Int
Tax (Annual)
Tax (Sale)
Net Liquid
Snapshot A
Snapshot B
Compare Selected
Metric (Nominal $)
Snapshot A
Snapshot B
Diff (B-A)